The Federal Housing Administration, a government agency created in 1934, provides insurance on certain types of mortgage loans. An FHA - insured loan ( FHA Loan ) also allows you to buy a house with a low down payment of 3.5%. FHA  loans require an upfront mortgage insurance premium at closing that can be financed into the loan. FHA loans in general are attractive to many first time homebuyers due to the low downpayment requirement and lower credit requirements.

Addition information on FHA loans:

Streamline Refinancing for FHA Mortgages

Down Payment Gifts for FHA Loans

FHA Mortgage Insurance

Georgia FHA Mortgage Loan Limits

To have one of our FHA Loan Specialists help you evaluate your mortgage options, simply fill out our Contact Form or call us at 1-800-344-8788.